Affordable Quotes for Audi TT Insurance in Fresno

Insurance rates Audi TT in FresnoIf you want to save money, the best way to get the cheapest Audi TT insurance in Fresno is to regularly compare prices from companies who sell auto insurance in California. You can shop around by following these guidelines.

  1. Try to understand how companies price auto insurance and the measures you can control to prevent expensive coverage. Many things that are responsible for high rates like at-fault accidents, careless driving, and an imperfect credit score can be improved by making lifestyle changes or driving safer.
  2. Request rate estimates from direct, independent, and exclusive agents. Exclusive and direct companies can only give prices from one company like Progressive or Farmers Insurance, while independent agencies can give you price quotes for many different companies.
  3. Compare the quotes to your existing rates to determine if you can save on TT insurance. If you can save some money and buy the policy, make sure there is no lapse in coverage.
  4. Tell your current agent or company of your intent to cancel your current coverage. Submit the signed application along with the required initial payment to the new company. Immediately keep your new certificate verifying coverage somewhere easily accessible.

The critical component of shopping around is that you’ll want to compare the same coverage limits and deductibles on every quote request and and to get price estimates from as many different companies as possible. Doing this helps ensure a level playing field and maximum price selection.

Inconceivable but true, nearly 70% of customers have stayed with the same insurance company for at least the last four years, and approximately 38% of consumers have never compared insurance rates at all. Most drivers in California could save $470 a year by just comparing rate quotes, but they don’t know the large savings they would see if they switched.

Locating the most cost-effective auto insurance policy in Fresno can really be easy if you know what you’re doing. If you have coverage now, you will most likely be able to lower your rates using these tips. Drivers just need to learn the most efficient way to get comparison rates instantly.

Affordable car insurance in Fresno, CA

The car insurance companies shown below are ready to provide quotes in Fresno, CA. In order to find the best auto insurance in California, it’s highly recommended you visit two to three different companies in order to find the lowest rates.

Rates and data analysis

The price information shown next highlights different coverage costs for Audi TT models. Having insight into how insurance rates are figured can help you make smart choices when comparing insurance quotes.


Audi TT Insurance Rates in Fresno, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
TT 2.0T Quattro 2-Dr Coupe $546 $932 $578 $34 $174 $2,264 $189
TT 2.0T Quattro 2-Dr Coupe $546 $932 $578 $34 $174 $2,264 $189
TT 2.0T Quattro 2-Dr Coupe $546 $932 $578 $34 $174 $2,264 $189
TT S 2.0T Quattro 2-Dr Coupe $600 $1054 $578 $34 $174 $2,440 $203
TT 2.0T Quattro 2-Dr Roadster $600 $1054 $578 $34 $174 $2,440 $203
TT 2.0T Quattro 2-Dr Roadster $600 $1054 $578 $34 $174 $2,440 $203
TT S 2.0T Quattro 2-Dr Coupe $600 $1054 $578 $34 $174 $2,440 $203
TT S 2.0T Quattro 2-Dr Roadster $600 $1054 $578 $34 $174 $2,440 $203
TT 2.0T Quattro 2-Dr Roadster $600 $1054 $578 $34 $174 $2,440 $203
TT S 2.0T Quattro 2-Dr Roadster $656 $1176 $578 $34 $174 $2,618 $218
Get Your Own Custom Quote Go

Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Premium costs do not factor in your specific Fresno location which can modify auto insurance rates greatly.

Higher deductibles save money

One of the more difficult decisions when buying car insurance is how low should you set your deductibles. The following tables can help show the costs and benefits when you buy lower versus higher coverage deductibles. The first rate estimation uses a $100 comprehensive and collision deductible and the second price grid uses a $1,000 deductible.


Audi TT insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
TT 2.0T Quattro 2-Dr Coupe $478 $932 $442 $26 $132 $2,035 $170
TT 2.0T Quattro 2-Dr Coupe $478 $932 $442 $26 $132 $2,035 $170
TT 2.0T Quattro 2-Dr Coupe $478 $932 $442 $26 $132 $2,035 $170
TT S 2.0T Quattro 2-Dr Coupe $528 $1054 $442 $26 $132 $2,207 $184
TT 2.0T Quattro 2-Dr Roadster $528 $1054 $442 $26 $132 $2,207 $184
TT 2.0T Quattro 2-Dr Roadster $528 $1054 $442 $26 $132 $2,207 $184
TT S 2.0T Quattro 2-Dr Coupe $528 $1054 $442 $26 $132 $2,207 $184
TT S 2.0T Quattro 2-Dr Roadster $528 $1054 $442 $26 $132 $2,207 $184
TT 2.0T Quattro 2-Dr Roadster $528 $1054 $442 $26 $132 $2,207 $184
TT S 2.0T Quattro 2-Dr Roadster $576 $1176 $442 $26 $132 $2,377 $198
Get Your Own Custom Quote Go

Audi TT insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
TT 2.0T Quattro 2-Dr Coupe $266 $490 $442 $26 $132 $1,356 $113
TT 2.0T Quattro 2-Dr Coupe $266 $490 $442 $26 $132 $1,356 $113
TT 2.0T Quattro 2-Dr Coupe $266 $490 $442 $26 $132 $1,356 $113
TT S 2.0T Quattro 2-Dr Coupe $292 $556 $442 $26 $132 $1,448 $121
TT 2.0T Quattro 2-Dr Roadster $292 $556 $442 $26 $132 $1,448 $121
TT 2.0T Quattro 2-Dr Roadster $292 $556 $442 $26 $132 $1,448 $121
TT S 2.0T Quattro 2-Dr Coupe $292 $556 $442 $26 $132 $1,448 $121
TT S 2.0T Quattro 2-Dr Roadster $292 $556 $442 $26 $132 $1,448 $121
TT 2.0T Quattro 2-Dr Roadster $292 $556 $442 $26 $132 $1,448 $121
TT S 2.0T Quattro 2-Dr Roadster $320 $620 $442 $26 $132 $1,540 $128
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Rate information does not factor in specific zip code location which can change coverage rates noticeably.

Using the premium rates above, we can conclude that using a $100 deductible could cost the average driver approximately $62 more each month or $744 each year than opting for the higher $1,000 deductible. Due to the fact that you would have to pay $900 more if you turn in a claim with a $1,000 deductible as compared to a $100 deductible, if you have at a minimum 15 months between claims, you would probably save some money if you opt for a higher deductible.

How to calculate if a higher deductible is a good decision

Average monthly premium for $100 deductibles: $181
Average monthly premium for $1,000 deductibles (subtract): – $119
Monthly savings from raising deductible: $62
Difference between deductibles ($1,000 – $100): $900
Divide difference by monthly savings: $900 / $62
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 15 months

Audi TT insurance rates: Men versus women

The example below shows the difference between Audi TT insurance costs for male and female drivers. Data assumes a clean driving record, no at-fault accidents, full physical damage coverage, $100 deductibles, single status, and no discounts are factored in.

Difference between liability only and full coverage rates

The illustration below shows the difference between Audi TT auto insurance costs with and without physical damage coverage. The data is based on no violations or accidents, $250 deductibles, single marital status, and no discounts are applied to the premium.

When to drop full coverage

There is no clear-cut rule to stop buying full coverage, but there is a broad guideline. If the annual cost of coverage is more than around 10% of the vehicle’s replacement cost less your deductible, then it might be time to buy liability only.

For example, let’s say your Audi TT claim settlement value is $5,000 and you have $1,000 full coverage deductibles. If your vehicle is totaled in an accident, you would only receive $4,000 after paying your deductible. If it’s costing you more than $400 annually to have full coverage, then it might be time to buy liability only.

There are some situations where removing full coverage is not financially feasible. If you still have a lienholder on your title, you have to keep full coverage as part of the loan requirements. Also, if you can’t afford to buy a different vehicle in the event your current vehicle is totaled, you should not remove full coverage.

You Can Change Your Insurance Rates

The best way to find cheaper auto insurance is to take a look at some of the things that play a part in calculating the price you pay for auto insurance. If you understand what influences your rates, this allows you to make educated decisions that may reward you with much lower annual insurance costs.

Shown below are a few of the things utilized by car insurance companies to help set your premiums.

Cheap Audi TT insurance in Fresno

Properly insuring your vehicles can get expensive, but there could be available discounts that many consumers don’t even know exist. A few discounts will automatically apply at quote time, but a few must be inquired about in order for you to get them.Save money with discounts

Please keep in mind that some credits don’t apply to your bottom line cost. Some only reduce the price of certain insurance coverages like medical payments or collision. Despite the appearance that having all the discounts means you get insurance for free, you won’t be that lucky.

The chart below shows the comparison of Audi TT insurance costs with and without discounts applied to the rates. The rates are based on a female driver, no claims, a clean driving record, California state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, homeowner, safe-driver, marriage, multi-car, and multi-policy discounts applied.

The best insurance companies and their offered discounts can be read below.

When getting free Fresno auto insurance quotes, it’s a good idea to each company or agent what discounts are available to you. Some credits may not apply in Fresno. To find companies with significant discounts in California, follow this link.

Do I need an insurance agency?

Certain consumers just prefer to talk to an insurance agent and that is a personal choice. Good insurance agents can help you choose the best coverages and will help you if you have claims. One of the benefits of getting free rate quotes online is the fact that drivers can get the best rates and still have an agent to talk to.

To make it easy to find an agent, after completing this short form, your information is submitted to insurance agents in Fresno that give free quotes to get your business. There is no reason to find an agent due to the fact that quote results will go to you instantly. If you have a need to compare rates from a particular provider, you just need to jump over to their website and complete a quote there.

Picking a company should depend on more than just a cheap price quote. The questions below may impact your decision as well.

When finding a good Fresno insurance agent, it can be helpful to understand the types of agencies that you can choose from. Auto insurance policy providers are classified as either independent or exclusive. Both provide auto insurance policies, but it is important to understand the difference in how they write coverage because it can impact buying decisions.

Exclusive Agencies

Agents that elect to be exclusive can only quote rates from one company such as American Family, State Farm, and Allstate. Exclusive agents cannot compare other company’s rates so they have no alternatives for high prices. Exclusive agents are well trained on the products they sell which aids in selling service over price.

Listed below is a list of exclusive agencies in Fresno that are able to give price quote information.


5534 E Kings Canyon RdFresno, CA 93727(559) 251-3777View Map


4344 E Ashlan AveFresno, CA 93726(559) 222-6501View Map

Wilson Wong – State Farm Insurance Agent
1341 W Bullard Ave #6Fresno, CA 93711(559) 438-0470View Map

More Fresno agents

Independent Agencies or Brokers

Agents that choose to be independent are not locked into one company and that is an advantage because they can write policies through lots of different companies depending on which coverage is best. If prices rise, your agent can just switch to a different company and you don’t have to do anything.

When searching for an agent, it’s a good idea to compare prices from multiple independent agents to get the most accurate price comparison.

Shown below are independent insurance agencies in Fresno who can help you get comparison quotes.


7673 N Ingram Ave # 103Fresno, CA 93711(800) 303-8272View Map


3039 W Ashlan AveFresno, CA 93726(559) 244-6644View Map


7447 N First StFresno, CA 93720(559) 446-0588View Map

More Fresno agents

Upon getting acceptable answers to your questions as well as the cheapest Audi TT insurance in Fresno quotes, you have narrowed it down to an auto insurance agent that is professional and can insure your vehicles.

Quote often and quote early

We just covered some good ideas how you can shop for Audi TT insurance online. The key concept to understand is the more rate quotes you have, the better your comparison will be. You may even find the lowest prices are with a lesser-known regional company. These companies may cover specific market segments cheaper than the large multi-state companies such as Allstate or State Farm.

As you go through the steps to switch your coverage, don’t be tempted to skimp on coverage in order to save money. There are too many instances where an insured cut comprehensive coverage or liability limits and learned later that it was a big mistake. Your aim should be to buy the best coverage you can find at a price you can afford, but do not skimp to save money.

Low-cost Audi TT insurance in Fresno can be bought from both online companies and from local agencies, and you should be comparing both in order to have the best price selection to choose from. There are still a few companies who may not have the ability to get quotes online and most of the time these small insurance companies only sell coverage through independent insurance agents.

Helpful learning opportunities